Marketing For Small Business Is Different

Marketing for small business is different Mary Teresa Bitti, Financial Post · Tuesday, Aug. 24, 2010 One of the biggest mistakes small business owners make is to view sales and marketing as the same thing, says Steve Gedeon, director of Ryerson University’s Entrepreneur Institute. “The typical narrow view of marketing is that it’s the stuff [...]

Top 6 most indebted countries (and why)

Top 6 most indebted countries (and why) by Michael Sanibel, Investopedia.com The recent financial  crisis and recession have been a worldwide occurrence. The events in the United States since 2008 have garnered most of the headlines because the U. S. has the world’s largest economy and national debt, but the reality is that many countries [...]

Top 6 ways to ruin your retirement

Top 6 ways to ruin your retirement by Mark P. Cussen, Investopedia.com   provided by Despite the plethora of websites, books, magazines, advisors and other financial information and services available for retirees, there will always be a contingent of people who fail to make their retirement savings last for the rest of their lives. There [...]

Clients are like partners you date

Clients are like partners you dated before marriage Mark Evans  Globe and Mail Update One of the realities in the consulting business is that projects eventually come to an end. The work gets done, the client is hopefully happy, and then everyone goes their separate ways. But just because the project has been completed doesn’t [...]

7 must-have real estate contract conditions

Seven must-have real estate contract conditions It’s a good idea to educate yourself on the not-so-obvious parts of a real estate contract Amy Fontinelle When you formally make an offer on a home you want to buy, you’ll fill out a lot of paperwork specifying the terms of your offer. Aside from such obvious things [...]

Rate Hikes and Currency Strength

CIBC World Markets Inc. trims forecast for rate hikes and currency strength in Canada as economic growth outlook dampens abroad TORONTO, Aug. 18 /CNW/ – Continuing weakness in the U.S. economy may force the Bank of Canada to put interest rate hikes on hold after September, notes a new report from CIBC World Markets Inc. [...]

Mortgage scam prompts warnings

Mortgage scam prompts warnings Latest mortgage scam prompts warnings from real estate board By MYKE THOMAS, SUNMEDIA-Calgary Sun The uncovering of the latest mortgage scam and that mortgage fraudsters are active in Calgary is not a surprise, says Diane Scott, president of the Calgary Real Estate Board. “I started in (the real estate business) 1983 [...]

China’s economy now world’s second largest

China’s economy now world’s second largest By Tomoko A. Hosaka TOKYO — China has eclipsed Japan as the world’s second-biggest economy after three decades of blistering growth that put overtaking the U.S. in reach within 10 years. Japan is still far richer per person after confirming Monday that economic output fell behind its giant neighbour [...]

Fixed or Variable – Neck and Neck

“Fixed and variable rates are once again neck and neck…”*       “…the percentage spread between discounted 5-year fixed and variable rates has tumbled over 110 basis points in the last few months.  That’s reduced the variable-rate advantage markedly.”*       ”Highly discounted 5-year fixed rates are now in the 3.89% range, less than 1/2 point from [...]

Falling Real Estate Values

Home sweet home: What to do about falling real estate values   By Harvey Enchin 9 Aug 2010 COMMENTS(1) Everybody’s Business Filed under: real estate, housing I penned this editorial to calm fears that the real estate market in Vancouver was collapsing and I’ve  added some brief comments at the end. Living in Canada’s most [...]

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